McClure insurance offers a broad range of insurance options to suit your personal or business needs. Browse through our different areas of expertise.

Personal insurance is indeed just that—personal. It is crucial that personalized care and understanding of your valued items is realized by your insurance provider.

While it may not be a daily concern, our homes, vehicles and other belongings are critical aspects of our lives. The value of these items extends beyond simple day-to-day convenience to an emotional tie in our lives. McClure Insurance provides policies that allow us to not have to worry about our belongings—just enjoy them.

Each of our clients has a different set of things that they call valuable, personal and special.

Call us to discuss which items – Boat or RV, Motorcycle or Antique – holds unique stature for you!

HOME INSURANCE
It is crucial to protect your home to the correct degree. Your home-investment requires insurance against the unforeseen circumstance and the damage that could present itself.

McClure Insurance offers protection for:
* Homes and/or buildings on your property
* Personal belongings such as furniture
* Personal legal liability of property
* Replacement costs
* Home replacement guarantee Auto Insurance

Auto accidents come abruptly and are stressful experiences. You can rely on McClure Insurance to act with sensitivity and efficiency to offer the support and reassurance you need.

COMPULSORY AUTO POLICY COVERAGE
* Injury to others
* Personal injury
* Injury caused by uninsured auto
* Property damage

Optional Coverage
* Medical payments
* Collision
* Substitute transportation
* Comprehensive
* Injury caused by underinsured auto

If insuring your valuable things includes a boat, motorcycle or RV, we can help. We will provide you with the insurance protection you need. Please contact us today.

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One sage individual told a client of ours as they launched their new business, “You’ll need four key advisors: a banker, a lawyer, an accountant and an insurance expert.” We whole-heartedly agree. When it comes to a business there are so many unique aspects to consider – and like your family – needs change with each year. We are confident that our expertise will help you with your business. We are advisors to many businesses and appreciate each one of them!

We’d love to help you and your business. Contact us for a free initial consultation. Here are some aspects we’ll review together.

BUSINESS OWNERS' INSURANCE
Liabilities and exposure exist for the business owner. Our policies provide coverage and buffer from their potential negative impact. We listen to you and inquire about your business so we can best understand which policy and to what degree the policy’s options should be chosen to protect the business you have now and the one you are working hard to have in the future. This includes exploration of issues such as:

* Property protection and replacement issues
* Bonding and Inventory protection needs
* Workers compensation requirements
* Business continuity and disaster recovery needs
* Health Insurance

When it comes to health, we can never be too careful. The balance between coverage and cost is a national issue for a reason – it is among the largest business (and personal) cost line items. With McClure Insurance, your needs will always be examined in the context of your business and business goals. We find a policy that fits you.

LIFE INSURANCE
The benefits life insurance can provide your business include business continuance and debt retirement. Life insurance policies are often seen as an economical way to provide for family in case of a death. Life insurance policies can also be a wise choice to provide for a business in case of death – providing a business continuance option while also protecting your family from business debts. Let us at McClure Insurance help you minimize the risks.

DISABILITY INSURANCE
Far more likely a need than life insurance, disability insurance is a significant consideration for business owners and as a benefit for their employees. Disability issues impact business continuity, employee replacement costs and smooth transition of ownership – far more than just income gap protection. We’ve helped numerous businesses to a better understanding of disability insurance needs – call us and we’ll be happy to help you.

BONDS & WORKERS ’ COMPENSATION
Each business has specialized needs. We consult with you to help develop the appropriate coverage. Bonds and Worker’s Compensation are two common considerations for business owners. We are happy to share our experience with you as we review your needs together.

BUSINESS AUTO / VEHICLE COVERAGE
Vehicles and transportation are an important aspect of almost every business. Having appropriate and well-thought-out coverage is therefore critical. The last thing you need is an underinsured vehicle creating a major business issue. You can rely on us to think through your needs and plan out an effective policy for your businesses vehicles.

Contact us and we’ll be happy to provide you with the business insurance protection you need.

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When it comes to health, we can never be too careful. With McClure Insurance, your needs will always be examined on an individual basis. We don’t ask you to conform to a policy—we find a policy that fits you.

At each stage of our lives our health needs are different. Our individualized approach helps us craft a plan that recognizes our changing needs from early career, disability, long term care and Medicare. We are our clients' trusted advisors when it comes to Health Insurance.

GROUP HEALTH INSURANCE
One cost-effective way to receive health insurance is through Group Health Insurance. There are several options available that are often chosen for you by an employer. Sometimes employers give you options to choose, and it is important to keep in mind that the plans available are each very distinctive, and it is important to have an experienced eye decode what plan is the best choice. For those of us who do not get insurance provided by an employer, it is imperative to carefully examine all the options with an agent.

McClure Insurance would love the opportunity to work with you through each of these considerable decisions, and discover a policy that is suited for you and void of hidden costs.

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The benefits life insurance can provide throughout a period of mourning are innumerable. We invite you to plan with us at McClure Insurance and have the possible risks minimized.

Life insurance can provide for the future of your family through:
* Payment of education
* Payment of estate taxes
* Pay-off of debt
* Payment of funeral expenses

We would like to provide you with the insurance protection you need. We offer a full-range of plans including:
* Term
* Whole
* Universal
* Fixed Annuities
* Life insurance discussions are smart planning.

Please contact us to discuss your specific needs.

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Build stability into your future with us at McClure Insurance retirement plans. More enjoyable retirement years will follow if plans are in place to invest properly now.

Your unique situation demands a plan specific for you. McClure Insurance can pave the way to a retirement plan, as well as to help you decipher all the retirement jargon.

Options:
IRAs—Individual Retirement Accounts
* Traditional IRA—earnings are not taxed until you withdraw the money.
* Roth IRA—typically more withdrawal flexibility than Traditional IRA; must have eligible income.
* Simple IRA—for small employers; allows for contributions under a qualified salary reduction agreement

ANNUITIES—provide regular income during entire retirement
* 401 (k)—receive portion of salary during retirement; money available prior to retirement if needed

A comprehensive view of financial and insurance products can help ensure that you are covered appropriately and connecting well with your goals. An integrated view of your home, business and life is how we can help you best.

Call or e-mail us to get started.

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