McClure Insurance Agency

Business Insurance

One sage individual told a client of ours as they launched their new business, "You'll need four key advisors: a banker, a lawyer, an accountant and an insurance expert." We whole-heartedly agree. When it comes to a business there are so many unique aspects to consider - and like your family - needs change with each year. We are confident that our expertise will help you with your business. We are advisors to many businesses and appreciate each one of them!

We'd love to help you and your business. Contact us for a free initial consultation. Here are some aspects we'll review together.

BUSINESS OWNERS' INSURANCE

Liabilities and exposure exist for the business owner. Our policies provide coverage and buffer from their potential negative impact. We listen to you and inquire about your business so we can best understand which policy and to what degree the policy's options should be chosen to protect the business you have now and the one you are working hard to have in the future. This includes exploration of issues such as:

• Property protection and replacement issues
• Bonding and Inventory protection needs
• Workers compensation requirements
• Business continuity and disaster recovery needs
• Health Insurance

When it comes to health, we can never be too careful. The balance between coverage and cost is a national issue for a reason - it is among the largest business (and personal) cost line items. With McClure Insurance, your needs will always be examined in the context of your business and business goals. We find a policy that fits you.

LIFE INSURANCE

The benefits life insurance can provide your business include business continuance and debt retirement. Life insurance policies are often seen as an economical way to provide for family in case of a death. Life insurance policies can also be a wise choice to provide for a business in case of death - providing a business continuance option while also protecting your family from business debts. Let us at McClure Insurance help you minimize the risks.

DISABILITY INSURANCE

Far more likely a need than life insurance, disability insurance is a significant consideration for business owners and as a benefit for their employees. Disability issues impact business continuity, employee replacement costs and smooth transition of ownership - far more than just income gap protection. We've helped numerous businesses to a better understanding of disability insurance needs - call us and we'll be happy to help you.

BONDS & WORKERS' COMPENSATION

Each business has specialized needs. We consult with you to help develop the appropriate coverage. Bonds and Worker's Compensation are two common considerations for business owners. We are happy to share our experience with you as we review your needs together.

BUSINESS AUTO / VEHICLE COVERAGE

Vehicles and transportation are an important aspect of almost every business. Having appropriate and well-thought-out coverage is therefore critical. The last thing you need is an underinsured vehicle creating a major business issue. You can rely on us to think through your needs and plan out an effective policy for your businesses vehicles.